Commercial Auto Insurance

Businesses may own or operate vehicles for a variety of reasons. Drivers may make deliveries, transport passengers or travel to visit clients. When they get behind the wheel, they need the security that reliable auto insurance can provide. Still, personal auto insurance may not provide adequate coverage for the business, its drivers or its vehicles. Instead, companies may need commercial auto insurance. 

If you are looking for commercial auto insurance for your business in Massachusetts, come to Regina Jasak Insurance. The right policy may help keep your business more secure if unfortunate vehicle hazards ever arise. 

To get coverage, call us at 855-834-9607 or request your free quote now. 

What Is Commercial Auto Insurance? 

Commercial auto insurance is for businesses that own or operate vehicles. It may cover many of the costs of accidents involving business vehicles. It may also cover vehicle theft, vandalism and other types of vehicle damage that could be costly. By having coverage, you may be able to keep your business on a more secure financial footing even if unexpected problems arise. 

What Vehicles Need Commercial Auto Insurance? 

Your business needs commercial auto insurance if it owns vehicles and uses them for business purposes. Operating a vehicle for business purposes may include:  

 

Businesses may be able to extend commercial auto insurance coverage to apply to personal uses of business-owned vehicles. For example, if an employee borrows a company vehicle to use over the weekend, commercial auto insurance coverage may continue to provide coverage. 

Also, businesses may need coverage that can insure them for liability when using hired and non-owned autos (HNOAs). An example of when a business may need HNOA coverage would be if an employee uses their personal vehicle for work purposes. Even if the owners of the vehicle have personal auto insurance, the personal policy likely will not extend liability coverage to the business. In these cases, businesses should look into getting coverage for HNOAs.  

Ask your Regina Jasak Insurance agent to help you determine how to get the appropriate coverage for both owned and non-owned business vehicles. 

What Does Commercial Auto Insurance Cover? 

Though all commercial auto insurance policies vary, the coverage they may offer can include: 

 

You may also be able to expand your business’s commercial auto policy with other coverage like roadside assistance coverage, rental reimbursement coverage or towing coverage.
 

Am I Required To Buy Commercial Auto Insurance? 

Massachusetts requires all drivers to carry auto insurance. Your business’s commercial auto policy must contain at least the minimum amounts of coverage required by law. Speak to your Regina Jasak Insurance agent to learn more about the coverage you must include in your policy. 

What Does Commercial Auto Insurance Cost? 

The cost of commercial auto insurance depends on various factors. At Regina Jasak Insurance, we understand that you want to get your business’s coverage affordably and we may be able to help. 

Ready To Get Commercial Auto Insurance? 

Regina Jasak Insurance is ready to help you get quality commercial auto insurance for your business. Call us at 855-834-9607 today or request your free online quote now.